EXPIRES (Year / Month / Day): 2009/03/31

npower dual energy saving

npower are offering discounts on their electricity and gas products. You get the best discount if you take both your electricity and your gas from npower and pay by monthly direct debit throughout the year. This entitles you to £100 off per year (ex. VAT). See website for terms & conditions.

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EXPIRES (Year / Month / Day): 2009/01/31

Fixed price gas and electric from Scottish Power

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Energywatch says government energy plan is ‘too little, too late’

Industry watchdog Energywatch has said that the government’s new package designed to target rising energy prices is "too little, too late".

The new package, announced yesterday by Gordon Brown, aims to alleviate the pressure of soaring energy costs by offering half-price home insulation and fixing prices for homes particularly struck by fuel poverty until next year. Energywatch has criticised Mr Brown for failing to guarantee that funds for domestic energy-efficiency will not eventually come back to the consumer.

Allan Asher, chief executive of Energywatch, said: "The government has done little to bring immediate and much-needed relief to consumers who will not afford the cost of keeping warm this winter."

Mr Asher attacked the prime minister’s use of words in calling direct cash-payments a mere "token" gesture, as the watchdog chief argued that a payment could be a big help for many families in the coming months.

The chief also called for changes to be made to the current Carbon Emissions Reduction Target (Cert), which he said is funded by the consumer rather than by energy suppliers.

Homeowners are advised to shop around for the latest energy deals, as they are few and far between.

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Government introduces measures to tackle energy costs

The prime minister, Gordon Brown, has unveiled new measures designed to help consumers cope with rocketing energy prices.

A new package worth £910 million has been agreed with the UK’s major energy suppliers. The money will fund free insulation for fuel-poor households having to allocate more than ten per cent of their annual income to energy bills, while more affluent families will receive a 50 per cent discount. Older homeowners and families with children under five may receive an additional £16.50 a week towards energy bills come the winter.

Speaking at his monthly press meeting in Downing Street, the prime minister said: "This is the right approach, giving priority to permanent - not just one-off - changes, with the offer of lasting benefits and fairness for all families, cutting bills permanently every year."

Unions have criticised the government for not imposing a windfall tax on energy suppliers, while Help the Aged argued that the latest package would have little impact on the plight of elderly consumers. The Liberal Democrats called the measures "modest", while the Tories accused the government of simply restoring an energy efficiency grant that was axed last year.

Mr Brown said he wanted all homes in Britain to be fully insulated by 2020.

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SingStar ABBA game to hit shops for Christmas

SingStar ABBA, a new game based on the pop group’s hugely popular back-catalogue, will be released on the PS2 and PS3 in time for Christmas.

Available from argos.co.uk

The karaoke game will include all the band’s classic tracks and has the support of the group, but more specific details of tracks included have yet to be revealed. The game is being released to capitalise on the summer release of the musical Mamma Mia!, which has found astonishing success and has fuelled a new wave of enthusiasm for the band.

David Reeves, president of Sony Computer Entertainment Europe, said: “The popularity of this iconic band continues year after year, and we know SingStar fans will be delighted to add this selection of classics tracks to their SingStar collection.”

The film of Mamma Mia! has even surpassed the latest Batman film The Dark Knight at the UK box-office, and was given a new lease of life in the past few weeks by the theatrical release of a sing-along version.

SingStar has already established itself as a popular series for Sony, allowing music fans to play a karaoke game with a wide range of popular songs while also downloading additional tracks from SingStore.

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Homeowners advised to check current insurance deals in light of flood risks

Financial website Fairinvestment.co.uk has urged homeowners to ensure they have adequate insurance for their property, especially those facing a flood risk.

The website surveyed over 2,500 people across the UK and found that nearly 40 per cent lacked any kind of home insurance. With around ten per cent of UK properties at serious risk from flooding, it has never been more important to ensure a home is financially protected against water damage.

Rachael Stiles of Fairinvestment.co.uk said: "With so many homes at risk due to poor flood defences, home insurance really is a necessity that should not be forgone. Brits are having to watch their spending as the credit crunch continues to take its toll, but home contents and building insurance should not be compromised".

With figures from Homecheck revealing the value of at-risk property in England and Wales to surpass £210 billion, many homeowners could find themselves facing severe hardship without adequate insurance cover as protection.

Welsh homeowners are the least likely to have any kind of home insurance, despite the fact that Wales receives the most rainfall in the UK.

Current premiums can be high in high-risk areas, in part owing to inadequate local flood defences, so homeowners should shop around for the best deals.

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Scottish energy bills could be reduced by tapping renewable energy fund

Utility bills in Scotland could potentially be reduced if the government taps a 20-year-old renewable energy fund.

Former energy minister Brian Wilson is expected to call today for £100 million from the fund to be used to combat rising energy costs which are threatening to plunge greater numbers of Scottish families into fuel poverty. The fund was originally created to help subsidise the Scottish renewable industry, and the rising cost of electricity has since increased its value.

The former energy minister said: "This is a distinctively Scottish fund and I find it extraordinary that it is not being put to creative use."

The money is currently controlled by the UK’s energy industry watchdog, Ofgem, and Mr Wilson is expected to accuse the government of lacking the impetus to access it.

Scotland already leads the UK in terms of renewable energy generation, but Mr Wilson has earmarked the additional potential funds to help reduce consumer costs and promote greater development of the clean energy sector in Scotland.

The government is thought to have counted out placing windfall taxes on the major energy suppliers in the UK, as this could possibly alienate overseas investment in the British energy sector.

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Dell and Vodafone partner for new broadband offer

Dell and Vodafone have formed a partnership which will enable the telecoms company to sell the IT firm’s Mini Nine laptops.

Vodafone will sell the laptops with fully integrated mobile broadband, and hopes to find a customer-base amongst broadband users intent on accessing the web on the move at their own convenience. The laptop itself is designed to be small and practical, weighing just 1.035kg and sporting an 8.9 inch screen with 1GB of Ram. The device comes with a 1.3 megapixel webcam.

Andrew Sangster, director of PC connectivity at Vodafone, commented: "Building on our long relationship with Dell, the availability of the Inspiron Mini 9 will further enhance what a customer can achieve with mobile broadband whilst on the move."

Flexibility is one of the key aspects of the offer, with customers being able to enjoy connectivity anywhere within Vodafone’s 97 per cent UK network coverage.

Mobile broadband is increasingly popular in the UK, with the majority of British households now having a domestic wireless network set up. Fewer people are thought to be looking for web access outside the house, but as businesses and social networking become ever more reliant on the web, the demand is sure to rise.

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Millions of reckless drivers highlight importance of cheap car insurance

Comparison site Confused.com has highlighted the importance of seeking cheap car insurance by claiming that 24 million Britons admit to some kind of reckless driving.

Nearly half of the 1,200 British motorists surveyed admitted to driving with only one hand on the wheel, while 20 per cent admit to eating or drinking while driving. According to the research, 40 per cent of Londoners admit to regularly breaking the speed limit while driving in the city, although Londoners are also most likely to exchange insurance details if involved in a minor bump.

Simon Lamble, product director at Confused.com, says: "[These] are all potentially dangerous habits which reduce your vehicle control. It is particularly shocking that younger drivers and London motorists are the most reckless, as their premiums tend to the highest, initially".

With the cost of motoring on the rise, and the price of fuel continuing to soar, insurance premiums are an expenditure that can be reduced if motorists take more care on the road and therefore reduce the risk of having an accident.

Worryingly, over a third of drivers in the north of England said they would not stop to share their insurance information if they were involved in a small accident.

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Sainsbury’s Home Insurance offers £5,000 student cover

Sainsbury’s Home Insurance is offering £5,000 to cover the belongings of students living away from home, and claims that 25 per cent of policies do not provide the service.

The insurer says that 430,000 households in England and Wales have someone studying as a student away from home, while 11 different policies offering student coverage are only worth £1,000 or less. A third of students are burgled every year, with their shared homes often empty during the day and containing lots of valuable possessions.

Neil Laird, Sainsbury’s Home Insurance Manager, said: "Unfortunately students are frequent targets for crime so it really is essential that they make sure they have the appropriate cover in place before they go off to college or university. The average student will have possessions that would cost thousands of pounds to replace if they were burgled".

Taking basic precautions such as ensuring doors and windows are locked whenever the house is left empty, are essential, while students with their own room should make sure they have a separate lock for added protection over their own belongings.

Students are advised to check their parents’ home cover to see if they are covered to begin with, and then to shop around for the best current insurance deals.

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Expert body warns of increase in fuel poor

The National Housing Federation has issued a stark warning to say that the number of fuel poor households could approach six million in the next 18 months.

If the new figures prove accurate, the number of households paying more than ten per cent of their income towards energy bills will have risen by 100 per cent in only four years. All the major energy suppliers in the UK have announced substantial price rises in the last few weeks, while poorer households are thought to be taking a further battering by being made to pay up to £65 extra on pre-payment schemes.

Ruth Davison, federation director of campaigns and neighbourhoods, told Press Association: "[Energy suppliers] must be made to use their profits to pay for their social and energy efficiency responsibilities rather than piling these costs on the already crippled consumer".

Ms Davison also called on the government to safeguard poorer households against excessive pre-payment charges.

The government has been under increasing pressure to set windfall taxes for Britain’’s biggest energy suppliers, but industry experts argue that further taxation will discourage overseas investment.

Instead, the government is likely to outline a plan to reduce costs and pursue domestic energy efficiency.

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Motorists using mobiles risk insurance hike

Nearly a third of British motorists who admit to using their phones while driving, risk adding over 50 per cent to their car insurance premiums, according to comparison site moneysupermarket.com.

While there are plenty of cheap insurance deals available for drivers who are willing to shop around for the best new offers, a large proportion of motorists are taking unnecessary risks by using their phones while on the road. Around 25 per cent of drivers in the south-west even admitted to typing text messages while driving.

Peter Gerrard, head of insurance research at price comparison site moneysupermarket.com, said: "We”re a nation of mobile lovers and can”t seem to let go of our phones even while driving. However, it has been illegal to use a hand-held mobile for nearly five years".

Young people are, predictably enough, the worst offenders, which is one of the reasons why insurance premiums for young male drivers are among the highest on the market.

Drivers caught using a mobile without a hands-free device are subject to a £60 fine and three points on their licence, as well as the probable insurance ramifications, as motorists carrying such a record are considered more likely to have an accident.

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Expert warns of new energy price rises through wind power

An energy expert has warned that an over-reliance on wind power in the UK will result in higher utility prices, beyond even the increases currently dominating headlines.

Sir David King, a former chief scientific adviser to the government, warned that the cost of generating electricity on a large scale through an extensive network of wind farms would increase energy prices by between ten and 20 per cent. The effect would be an even greater number of fuel-poor households, beyond the five million figure predicted to be reached this year.

Sir David told BBC Radio 4′’s The Investigation: "If we overdo wind we are going to put up the price of electricity and that means more people will fall into the fuel poverty trap."

Households officially classed as fuel-poor are those that have to allocate ten per cent or more of their income towards utility bills.

Maria McCaffery, the chief executive of British Wind Energy Association, disagreed with Sir David, saying that as wind is a clean and renewable energy resource the cost of power in the UK would not be adversely affected, while emissions would be reduced on a nationwide scale.

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LG enters eight-megapixel market

Electronics firm LG has launched a new eight-megapixel camera-phone which looks set to challenge recently unveiled competition from Sony Ericsson and Samsung.

LG looks set to stand out from the crowd by offering both the first touch-screen operated phone that comes with the integrated eight-megapixel device, and the thinnest model, with the LG KC910 sporting a thickness of just 13.95mm. In addition to the picture clarity, the new phone will also feature advanced face tracking and will monitor when subjects are smiling.

Dr. Skott Ahn, president and chief executive officer of LG Electronics Mobile Communications Company, said: "LG has once again combined a high-end camera with a full size touch-screen interface to provide the ultimate multimedia experience - in yet another world first device."

The success of Apple”’s iPhone has made touch-screen technology hugely fashionable and is viewed by many as the next stage in mobile communications. Dr Ahn says that the touch-screen element is demanded by customers as the best way to utilise multimedia features.

LG’’s new device will present not only healthy competition to the additional eight-megapixel camera-phones on the market, but it will also challenge the conventional digital camera arena, as phones are now offering similarly high picture qualities.

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Further price hikes from energy companies

Two more energy companies have instigated further price rises, with Npower and Scottish Power both raising costs from this week.

Npower has increased the cost of electricity by 14 per cent and gas by 26 per cent, while Scottish Power has raised electricity by nine per cent and gas by 34 per cent. The price rises present the second wave of increases this year, and were initiated by Centrica and EDF a few weeks ago. All the major utilities blame the cost of wholesale energy for the rises and say some of the cost must be passed to the consumer.

Willie MacDiarmid, Scottish Power’’s director of energy retail, said: "Although we”re one of the last companies to announce increases we”re sorry we couldn”t hold on any longer. However we have worked very hard to protect people for as long as possible".

All the major utilities are under pressure from the government and the industry regulator Ofgem to ensure their poorest customers have access to the lowest tariffs on the market, and Scottish Power added that it will be investing £40 million towards this end over the next three years.

The surging price of oil over recent months, combined with Britain’’s increasing reliance on expensive energy imports, have contributed to a surge in prices of nearly 40 per cent this year alone.

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New home insurance offer from Nationwide

Nationwide has introduced a new home insurance offer designed to convince homeowners to switch coverage from the society’’s rivals.

The building society has promised to provide cheaper equivalent coverage or refund the difference up to the value of £100. The offer ensures that customers switching to Nationwide are able to enjoy a lower home insurance premium while most other household bills are rising dramatically.

John Baker, Nationwide’’s head of insurance, said: "This latest offer from Nationwide could give people looking to switch their home insurance provider, the opportunity to pay the same as they did last year and avoid adding further costs to their household bills."

The insurer is also offering a 30 per cent discount for customers purchasing content and building insurance online, while a range of available extras includes a monthly premium of just £1.50 for £50,000 of Legal Assistance, and 24 hour Home Emergency Assistance.

Nationwide’’s offer is likely to appeal to a wide range of homeowners looking to cut costs wherever they can as the UK economy threatens a recession.

Homeowners are advised to shop around for the best new deals, as only a few minutes of searching can produce significant savings.

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Hutton: Energy windfall could raise prices

The business secretary, John Hutton, has argued that windfall taxes on the UK’’s major energy suppliers are unlikely as the move could serve to raise consumer prices even further, reports telegraph.co.uk.

Mr Hutton said that energy suppliers could end up forcing their customers to foot some of the cost of a windfall by raising energy prices beyond current expectations. The result would be more families in danger of entering fuel poverty and more government spending needed to provide assistance.

Mr Hutton told the paper: "The era of cheap energy is over. The question is how are we going to adjust to that and what sort of help can we provide to those who are going to struggle the most?"

The secretary also said that current energy profits put utility companies in a better position, both to invest in renewable energy and to develop a new generation of nuclear power plants, which the government considers vital to ensure a secure energy future for the UK.

Healthy profits will also encourage foreign investment in the British energy sector, he argued.

Consumers are advised to shop around for the best new deals on domestic energy.

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New browser from Microsoft to allow private surfing

Computing giant Microsoft has developed a new browser that allows web-users to surf the internet without leaving any trace of sites they”ve been to.

The product is known as InPrivate and features on Internet Explorer. The browser works by hiding search histories from different users of the same computer. The product could present serious competition to Google, as the world’’s most used search engine tracks users” browsing habits to fuel targeted online marketing and advertising.

Google currently plans to expand the amount of its income that is currently generated by advertising, with the figure standing at just ten per cent.

Elements of the new software already exist in current browsers, such as the ability to block cookies, but InPrivate offers a more comprehensive service, and prevents many online adverts from being seen.

There is concern that smaller firms may not be able to survive if their adverts are completely blocked by the new software. That said, InPrivate remains in the advanced planning stages and may change before it is released.

Mike Zaneis, vice president of public policy for the Internet Advertising Bureau, told AP: "We”ll wait and see what the marketplace looks like. I think (Microsoft) realises, we all realise, that it’’s a beta version, and it’’s sure to change before it’’s finalised."

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