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Halifax urges home insurance check as wedding season approaches

Halifax Home Insurance is urging homeowners to check their content insurance cover, especially couples who have chosen the summer months to tie the knot.

Many home policies require notification from homeowners should their household contents suddenly become more numerous and expensive, such as after a wedding, but customers tend to forget them and so run the risk of being under-insured.

Vicky Emmott, senior technical claims manager for Halifax Home Insurance, comments: "Those looking forward to their big day are likely to have a house stacked full of wedding goodies including presents, bride and bridesmaid dresses, new suits and wedding rings. All these items can add up to a princely sum, and with all the planning that goes into arranging a wedding, ensuring that home contents insurance is adequate may not be top of everyone’’s list."

Halifax has a current insurance offer that gives customers the chance to gain unlimited insurance cover, meaning homeowners need not worry about updating their policy whenever their home situation changes. Coverage from theft and natural disasters such as flooding is advised if customers are keen to shop around for the best insurance deals.

Visit our promotional Codes page to see if there are any current offers on these brands.

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Get digital TV now on your existing television with Sky

Convert to digital TV with a a standard Sky box

A standard Sky box brings you your Sky TV entertainment channels and more than 200 free-to-air channels, including all or most of those on Freeview. Plus:

• In conjunction with your minidish, it delivers you a digital signal with superior pictures and sound. A standard Sky box is yours to keep forever. So you can keep watching TV, even when the analogue signal in your area gets switched off.
• An onscreen programme guide lets you quickly find out what’s on and plan your entertainment. Use this and your remote control to easily search the channels in your Sky TV package for shows by type or name.
• With your own PIN you can set your standard Sky box to ensure the kids only watch suitable channels. On many shows, you’re also able to add subtitles or an audio description.
• You can set reminders for the shows you want to watch. Then as each show starts, you’ll get an onscreen prompt to switch over from the channel you’re on.
• Live interactive screens also let you shop, bet, play games and email. During some shows, you just ‘press the red button’ to switch between different camera angles. Or between different events being screened on the same channel at the same time.

What will a standard Sky box cost?
As a new Sky customer, you’ll receive a standard Sky box for free*, otherwise priced £49.00, with any Sky TV package. Choose this equipment and all you pay is the monthly subscription for your Entertainment Mixes and any optional Premium Mixes.

*Minimum 12-month contract applies.

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Brits becoming greener as they try to cut costs

UK households are increasingly looking to ”go green” as they attempt to combat rising energy prices as well as do their bit to save the planet, it has been revealed.

As gas and electricity offers become harder to find as suppliers put up their tariffs on the back of rising wholesale costs, as many as 54 per cent intend to become more environmentally friendly in an effort to reduce bills.

For example, two-thirds of those questioned by Tescocompare.com said that they are now making sure they turn off all appliances at the mains when they are not being used, while 76 per cent have invested in energy-saving lightbulbs.

The website’’s Paul Baxter explained: "Going green takes a little bit of effort but can reap huge rewards in the long and short-term.

"The cost of living and household bills are creeping up and up, but there are lots of things that cost next to nothing, which we can all do on a day-to-day basis to reduce our carbon footprint and energy bills."

Other energy and money saving techniques include washing clothes at a lower temperature and taking showers instead of baths.

Visit our promotional Codes page to see if there are any current offers on these brands.

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Mobile costs could fall by up to 70%, commissioner states

Calling a mobile phone on another network may soon be 70 per cent cheaper under new plans laid out by Brussels bureaucrats.

Under the proposed legislation, telecoms operators will be required to standardise the rates they charge for handling calls across the continent, thereby bringing an end to the nasty shocks many holidaymakers face when they return home and prompting a wave of special offers.

At present, for example, while operators charge 5p a minute for handling calls in the UK, in Bulgaria the cost stands at 14p, while in Cyprus it is just 1p.

European telecoms commissioner Viviane Reading explained: "Over the next three years, I expect greater consistency and coordination to bring the costs for mobile calls down by 70 per cent."

Operators will be given until the start of July to comply with the new laws.

However, Vodafone has warned that "these costs have to be recovered", meaning that consumers will have to be as vigilant as possible when it comes to shopping around for the best offers.

Visit our promotional Codes page to see if there are any current offers on these brands.

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Owners of Japanese cars the most satisfied, study finds

Owners of Japanese cars tend to be the most satisfied with their purchases, a new study has found.

A new poll published by Which Car? magazine shows that cars from the country remain the most popular with drivers, with Japanese manufacturers claiming seven of the top ten sports when it comes to driver satisfaction.

Toyota’’s Yaris, the Mazda MX5 and the Honda S200 all made top ten appearances, beaten only by the Porsche Boxster and the Range Rover Sport, both of which attained satisfaction ratings of 98 per cent.

In comparison, Britain’’s love of French cars would appear to be on the wane as the Renault Espace was found to be the least popular, joined by the company’’s Laguna and Scenic and a number of Peugeot and Citroen models at the bottom of the chart.

The magazine’’s editor Richard Headland noted: "Car adverts give you the hype, but car owners give you the lowdown.

"It’’s no surprise to see several Japanese cars in the top ten as they”re often reliable, economical and good value."

Visit our promotional Codes page to see if there are any current offers on these brands.

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O2 wins test for broadband connectivity speed

Broadband supplier O2 has won a speed test for the first quarter, as measured by moneysupermarket.com.

The telecoms company won the prize for its 8Mb package, which offered an actual speed of 5.39Mbps. Talk Talk and Sky took second and third place in the same field in the study which was drawn from 20,000 tests conducted over the past few months.

Rob Barnes, head of broadband and mobiles at moneysupermarket.com, said: "O2 has sped its way to the top of the broadband league offering a great package. However broadband in Britain is still lagging, especially when the second best connection is only half the advertised speed. Ofcom’’s voluntary code may be a step in the right direction, but it’’s a step being made at a snail’’s pace."

Ofcom’’s recently-introduced voluntary code asks internet service providers to offer a greater degree of clarity as to the precise connection speed that their subscribers will receive. The move comes in the wake of intense criticism regarding advertised speeds and the actual speeds customers end up with.

Speeds are still deeply problematic in rural areas, where distances from telephone exchanges and less suitable housing infrastructure leads many connections to fall below their potential.

Visit our Discount Codes page to see if there are any current offers on these brands.

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Decline in washing machine sales could lead to money offers

High street electrical retailer Comet has experienced a lag in washing machine sales owing to the slump in the housing market.

With house sales slumping and mortgage deals much more difficult to secure, there are fewer new households needing to get the laundry done. The share price of Kesa Electricals, the parent company of Comet, has fallen nearly ten per cent to 157.75 pence, the smallest figure in five years.

Jean-Noel Labroue, Kesa Electricals” chief executive, said: "We are seeing a continuing decline in consumer confidence and we anticipate further difficult trading conditions ahead."

Comet’’s managing director, Hugh Harvey, added: "It’’s a very unstable market and unstable markets are difficult to read."

While the company’’s fortunes are a little better in France, business in Britain is predicted to remain in decline for the next six months at least. In the meantime the reduction in white goods sales, such as washing machines, could create current money offers in a bid to appeal to consumers.

Kesa Electricals is currently considering a share buy-back programme, although further investment in Italian and Spanish subsidiaries are also options.

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Information best way to inform older customers of current insurance offers

Plans to introduce legislation to protect older customers from unfair treatment have been greeted with criticism from Association of British Insurers (ABI).

They argue that helping people gain access to the relevant information they need to make the right decision for them on insurance questions is more valid than new legislation.

Nick Starling, director of General Insurance and Health for Association of British Insurers, said: "Legislation, no matter how well-intentioned, could have the unintended negative consequence of forcing some insurers to withdraw certain products altogether, reducing competition and availability and pushing up prices for all age groups."

Mr Starling draws attention to the number of insurers who specialise in providing for an older client base, and argues that an improvement in customer services would be preferable to a change in the law.

The ABI encompasses 400 different insurance companies which together provide nearly 95 per cent of Britain’’s insurance.

The body argues that the government’’s plan to introduce an Equality Bill could cut down on the competitive market while also having a negative effect on the price of premiums across the board. Consumers are advised to shop around for current insurance offers.

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Book a table at Pizza Hut

Did you know that you can book a table at your local Pizza Hut online?

Enjoy a weekday lunchtime buffet from £4.99 (pizza only)

Pizza, pasta & salad buffet £5.99

The Pizza Plus deal from just £5.95

Take a look at the their menu, and if you don’t have time to go, get it delivered to you!

Save money using these vouchers when you buy online (valid until 29th June):

3 pizzas for the price of 2* -  Voucher code EFT0708FQ

or

3 sides or Warm Cookie Dough for the price of 2* - Voucher code EFS0708XQ
*Cheapest item is free.

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Shortage of HD output leaving technology unrealised

According to a new study from Screen Digest, most HD television owners will be watching normal television on their sets owing to a basic lack of content.

Although nearly 20 per cent of televisions across Europe are capable of displaying HD television, less than one per cent of these are set up to actually receive a signal and subscribed to a relevant service.

Vincent Letang, author of the report, said: "In the next five years, HDTV will remain little more than a pay TV product in Europe - primarily on satellite. Analogue switch-off, which will happen between 2010 and 2012, will free-up bandwidth capacity on the digital terrestrial platform and will kick-start the next phase of growth in HD TV."

Although a free HD service is currently available in the UK through Freesat, a service pioneered jointly by the BBC and ITV, HD tends to only be used for sporting events or games consoles in the home.

Many HD owners will need to ensure their sets are properly enabled when the digital switchover comes in the next few years, along with the predicted rise of the HD format. Consumers are advised to shop around for current money offers on HD sets and the Freesat service.

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Broadband provider reduces current money offer for Europe

British telecoms firm T-Mobile has announced plans to slash the cost of mobile internet access for customers travelling in Europe.

The price of accessing the web on T-Mobile’’s European network will be cut by up to 80 per cent in a bid to expand the firm’’s customer base and improve service and accessibility to subscribers heading to the continent over the summer months.

Jim Hyde, T-Mobile UK chief executive, said: "This substantial cut in European roaming charges signals our commitment to make mobile use overseas much more affordable and flexible. We have seen a growing demand to access the internet and make calls while travelling outside the UK."

The idea is to allow the casual user as much freedom to surf the web overseas as business customers, without having to worry about excessive tariffs that might have made them think twice about using the service in the past.

T-Mobile will be cutting the cost of internet access from £7.50 per megabyte to £1.50, introducing an extremely competitive offer to the roaming broadband market. The telecoms firm has built its reputation on clear pricing schemes, and will be looking to build on that with this current money offer.

Visit our promotional Codes page to see if there are any current offers on these brands.

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Royal Bank of Scotland urges action on Pitt Report

The Royal Bank of Scotland has urged full implementation of the Pitt Report in order to prevent future home insurance flooding issues.

The Pitt Report forms the final official evaluation of last year’’s flooding and sets out detailed future prevention proposals for home-builders that will have an affect on the nation’’s home insurance providers.

Jon Greenwood, managing director of Household and Life at RBS Insurance, said: "As [Sir Michael Pitt] points out, the insurance industry responded well to the floods. RBS Insurance wants to continue providing flood cover as standard to householders in the future. If the Government does not provide the necessary strategic, long-term investment in flood defences and fully implement Sir Michael’’s recommendations this could be jeopardised."

Recommendations for combating future flooding include avoiding building new homes on floodplains, and wherever possible ensuring that new homes are designed to be resilient to flooding if they must be built in risk areas.

Over recent years questions of home insurance liability have been raised by unexpected and extensive flooding, and so the insurance industry is keen to ensure its position is clarified for the future. Homeowners are advised to shop around for current insurance offers.

Visit our Discount Codes page to see if there are any current offers on these brands.

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What is high definition TV?

High definition (HD) television gives a lifelike experience, with sharp images, vibrant colours and exceptional detail.

To watch HD shows, you need:

An HD Ready TV
An HD set-top box, like Sky HD

The clip below was encoded using stereo sound rather than Dolby Digital 5.1 surround sound, and at a lower bit rate than you will find on Sky HD. It is therefore not an exact representation of the Sky HD service but it does give you an appreciation for the extra quality offered by Sky HD television channels such as the National Geographic Channel.

Find out more about Sky and their offers at CompareBroadbandOffers.com or visit Sky’s website. If you need to buy an HD ready TV then visit Brands-Uncovered.com to view your options.

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Offer may be withdrawn without notice

Current money offers as digital SLR prices fall

According to Futuresource Consulting, internet prices for digital SLR cameras in the UK and Europe have dropped 1.6 per cent over the past two and a half months.

The firm’’s figures are the result of a week-by-week study of websites run by high street retailers, supermarkets and online-only stores.

Adam Cox of Futuresource Consulting told Martin Vedris at current.com.au: "Our price tracking system shows that some of the largest decreases in ASP (average sales price) appear in the six to seven megapixel segment. This group has seen a decline of nearly eight per cent, just short of 50 Euros, over the past 10 weeks."

Prices in the ten megapixel range are falling more slowly, at a rate of under three per cent over the same period.

With product shipments increasing by a quarter last year and the market expected to exhibit growth of up to 20 per cent this year alone, price falls are likely to be restricted to older models.

The market boom seems to be in defiance of the global credit crunch, with the digital SLR market predicted to be worth nearly €5.5 billion. Consumers are advised to monitor online current money offers on SLR products.

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Offer may be withdrawn without notice

Cheap broadband offer from PlusNet

PlusNet, an award-winning supplier of cheap broadband, is offering customers half-price broadband throughout the summer months.

The 2008 Best Consumer IP winner is looking to move further ahead of the competition by offering its Broadband Your Way promotional package for half price when it’’s purchased with Anytime home phone or Evenings and Weekends.

Michael Phillips, BroadbandChoices.co.uk product director, said: "This is a very tempting offer from a provider that has won a host of awards in recent years so is obviously a good choice."

He added: "It has also launched some bundled packages that include line rental too - and customers that are willing to sign a 12 month contract can get Broadband Option 3, Home Phone Anytime and line rental for just £24.99 for three months and £34.99 thereafter."

Available packages are split into three options, each with a reduced rate for the first three months of take-up. After three months of a half-price service the options will be available with limits of 1GB, 15GB and 30GB of download allowance, for £9.99, £14.99 and £19.99 respectively. The offer runs through to the end of August with the 12 month contract.

Visit our promotional Codes page to see if there are any current offers on these brands.

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Offer may be withdrawn without notice

Festival-goers urged to check for current insurance offers

Insurance comparison website Confused.com has urged music fans to check for current insurance offers when heading off to summer festivals.

Festival fans will undoubtedly be taking valuables such as phones, iPods and cameras, with them over the summer, but they”re urged to ensure everything is kept secure in order to keep existing insurance valid.

Simon Lamble, product director of Confused.com, said: "Although levels of theft have been reported to be on the decline at summer festivals, the mix of alcohol, sun and music, makes it all too easy for revellers to forget to keep an eye on valuable possessions."

He added: "Using facilities on offer such as lockers, or making sure you keep belongings on you or in a safe place, is highly recommended in order that your festival does not become a washout."

Most home insurance policies include coverage for taking valuable items out of the house, but people are urged to double check anyway, and in the event that a certain policy does not offer the necessary protection, shop around for current insurance offers.

Confused.com compares prices on a wide range of insurance and produces over a million quotes every month.

Visit our Discount Codes page to see if there are any current offers on these brands.

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Offer may be withdrawn without notice

Indium prices rise with LCD demand

The price of an LCD television is on the rise owing to a surge in demand and a lack of indium.

Indium-tin oxide is inserted as a film onto glass and used as an electrical conductor within LCD screens. Prices currently stand at $650 per kilogram, but could break the $1,000 barrier before the end of the year.

Douglas Hunter, a director at metals trading firm Wogen Resources, told Reuters: "There just isn”t enough material to feed what is really quite a voracious LCD machine, which needs ever larger amounts of indium. The flat panel industry is increasing production at 25 to 35 percent per annum."

Demand for LCD screens is high in Asia in the build-up to the Olympics in Beijing, and research firm DisplaySearch has predicted that sales will surge by a fifth to over $120 billion by the end of this year.

Indium is also used to make solar panels, which means that should the clean energy generator become more cost-effective the demand for the minor metal will increase still further.

Brian O”Neill, indium materials manager at American Iron and Metal, told Reuters: "The underlying fundamentals are very strong. There is not enough primary production."

Visit our promotional offers page to see if there are any current offers on these brands.

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Motorists advised to check current insurance offers before driving abroad

Sainsbury’’s Car Insurance has urged motorists to check their insurance before taking their cars overseas.

With nearly 20 per cent of drivers planning to take their cars on holiday with them this year, and nearly half of those planning to clock up over 1,000 miles, motorists need to ensure they are fully covered while driving abroad.

Joanne Mallon, Sainsbury’’s Car Insurance manager said: "When going on holiday, most people will remember to take travel insurance but we are concerned that some motorists are overlooking the need to ensure that their car journey is fully covered. Having an accident anywhere is bad enough but when abroad it can be compounded by a lack of local knowledge, to then find that the other party’’s damage is covered but not your own, is surely a blow worth avoiding."

Driving on the right-hand lane is just the first in a series of subtle and not-so-subtle differences in motoring laws between Britain and the rest of Europe, all of which will lead to the increased likelihood of an accident if proper attention isn”t paid. Motorists are therefore advised to check current insurance offers to ensure they have all the coverage they need in the event of an accident or breakdown.

Visit our promotional Codes page to see if there are any current offers on these brands.

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Offer may be withdrawn without notice

Homeowners urged to check current insurance offers as Wimbledon approaches

Halifax Home Insurance has urged homeowners to check their insurance cover as the Wimbledon tennis championship commences.

Halifax says that insurance claims can rise by nearly 20 per cent in the summer months as budding tennis players” stray balls end up breaking windows and glass ornaments. More people play tennis as Wimbledon dominates sporting headlines for a fortnight, and claims rise accordingly.

David Rochester, head of underwriting for Halifax Home Insurance, said: "During the summer months we often notice an increase in claims for broken windows and other accidental breakages. We”d advise any budding Murrays and Sharapovas to take care when playing ball sports close to home, and check they are insured for accidental damage should a mishap occur."

Last year Birmingham and Solihull saw the biggest rise in claims for broken windows, with Uxbridge, Harrow and Wembley coming a close second.

Tennis enthusiasts are advised to shop around for current insurance offers, and also to play away from windows and easily breakable ornaments or surfaces if they can avoid it, in order to reduce the risk.

Halifax currently